The Ultimate Travel Credit Card Lineup: Top Picks from a Full-Time Travel Influencer
As a full-time travel influencer who's journeyed to over 35 countries in the past three years, averaging at least one international trip every two months, I've become an expert in maximizing travel rewards. What sets my experience apart is my unique approach to partnerships: I've negotiated contracts that allow me to book my own travel, giving me the freedom to maximize credit card points while still collaborating with brands. This strategy has not only enhanced my travels but also deepened my understanding of reward systems.
My extensive experience has taught me that the right credit card strategy can transform your travel game, turning everyday spending into extraordinary adventures. I've carefully curated a lineup of credit cards that have consistently proven their worth across diverse global destinations. These aren't just pieces of plastic in my wallet; they're powerful tools that have opened doors to premium travel experiences I never thought possible.
In this guide, I'm excited to share the credit card strategy that's been the backbone of my globe-trotting lifestyle. Whether you're a frequent traveler or just starting to explore the world of travel rewards, my insights can help you make the most of your spending and elevate your travel experiences.
American Express Business Platinum Card
The Amex Business Platinum is a heavyweight in the world of travel rewards cards. While it comes with a substantial annual fee, the perks more than makeup for it if you're a frequent traveler and a business owner.
💰 Annual Fee: $695 (as of 2024)
🎁 Current Bonus: Earn 150,000 Membership Rewards® Points after you spend $20,000 in eligible purchases on your Business Platinum Card® within the first 3 months of Card Membership. (I made sure to line up new tech purchases with the opening of this card to hit the spend bonus)
Key Perks:
5X points on flights and prepaid hotels booked through amextravel.com
1.5X points on eligible purchases in select business categories and on purchases of $5,000 or more, up to $2 million per calendar year
Access to the American Express Global Lounge Collection, including Centurion Lounges
Access to Delta Sky Club when flying Delta. Guests cost extra.
$200 annual airline fee credit
Up to $200 in statement credits for U.S. Dell purchases annually (which I use for upgraded office tech like monitors or hue lights)
Global Entry or TSA PreCheck application fee credit
Chase Sapphire Reserve
This was the first card I ever opened when starting to be conscious on how I earn points. The Chase Sapphire Reserve is a fantastic option for those who want flexibility in their travel rewards.
💰 Annual Fee: $550 (as of 2024)
🎁 Current Bonus: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening
Key Perks:
3X points on travel and dining worldwide
$300 annual travel credit
50% more value when you redeem points for travel through Chase Ultimate Rewards
Priority Pass Select membership for airport lounge access (download the Priority Pass App to see lounge locations)
Global Entry or TSA PreCheck application fee credit
Delta SkyMiles Platinum American Express Card
For frequent Delta flyers, the Delta SkyMiles Platinum card offers great value and perks.
💰 Annual Fee: $250 (as of 2024)
🎁 Current Bonus: 90,000 bonus miles after spending $3,000 in purchases in the first 3 months
Key Perks:
3X miles on Delta purchases and purchases made directly with hotels
2X miles at restaurants and U.S. supermarkets
Annual companion certificate for domestic Main Cabin round-trip
First checked bag free on Delta flights
Priority boarding
20% back on in-flight purchases
Maximizing Your Rewards
To get the most out of this credit card lineup:
Use the Amex Business Platinum for large purchases and booking flights through amextravel.com
Use the Chase Sapphire Reserve for general travel and dining expenses
Use the Delta SkyMiles Platinum for Delta flights and to earn status with the airline
Remember, responsible credit use is key. Always pay your balance in full each month to avoid interest charges that can negate the value of your rewards.
Happy travels and happy points earning!
